Chapter 7 Bankruptcy

If you are in need of a bankruptcy attorney, the team at Watson Legal Group is experienced, knowledgeable, and ready to help. We will carefully evaluate your financial situation and determine whether or not a financial workout is possible and then move forward based on the best outcome for you. A few ways we assist debtors in negotiations with creditors are through the following means:


Forbearance involves the act of temporarily suspending or reducing payments in order to avoid foreclosure or other consequential actions by the lender.

Tolling Agreements

A Tolling Agreement is an agreement calling for an extension of time allowing a certain party to exercise their rights.

Creditor’s Rights

We have years of experience representing creditors in all chapters under the U.S. Bankruptcy Code.

We represent creditors in the following areas:

Chapter 7 Bankruptcy

Chapter 7 involves bankruptcy petitions for relief often by individuals who are seeking a complete discharge of their debts through liquidation.

Chapter 11 Bankruptcy

Chapter 11 is usually filed by businesses who are seeking to restructure their debts.

Chapter 12 Bankruptcy

Chapter 12 is usually filed by family farmers who are seeking to restructure their debts.

Chapter 13 Bankruptcy

Chapter 13 is often filed by individual wage earners who may not qualify for Chapter 7 bankruptcy and want to discharge obligations under a repayment plan.